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Could you write off your debts legally?

Could you write off your credit card debts or loans?

Do you owe more than £2,500 on a loan or credit card taken out before April 2007?

Under the Consumer Credit Act, if a loan or credit card agreement is missing certain important terms, or they are written incorrectly, the agreement could be legally unenforcable, meaning you may not have to make any further payments.

These are known as Unenforceable Credit Agreements

Credit Agreements which may qualify to be completely written off must also:

• Have been taken out by you personally
• Have Originally been for less than £25,001
• Have a monthly repayment of £120 or more
• Have 9 months+ left to pay

To see if you qualify, simply complete the short form at http://www.themoneytank.co.uk/apply_uca.php

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