Eclipse Mortgage & Insurance Solutions LLP

For Fareham Critical Illness Cover, Fareham Income Protection, Fareham Insurance Advisors, Fareham Life Assurances, Fareham Mortgage, Fareham Mortgage Advisors, Fareham Mortgages and Insurance Fareham call Eclipse Mortgage & Insurance Solutions LLP.

Eclipse Mortgage & Insurance Solutions LLP Fareham, Hampshire, Dorset & Isle of Wight area. We are independent mortgage and insurance advisers covering many aspect of financial needs. These include Purchases, Re Mortgages, Buy to Lets, Life Assurance, Critical Illness cover, Income Protection, Health Insurance and where best to get Secured and Unsecured Loans. We also cover General insurance, including Buildings & Contents Insurance and Mortgage Payment Protection. 

With Linda based in Dorset and Chrissy on the Isle of Wight, our ethos is to ensure that we provide outstanding customer service and guide our clients through the process every step of the way. We will help you find the right mortgage quickly and with the confidence that we have carried out the research by comparing products available from the 'whole of market'. 

We provide advice  following a personal review which can take place at a  time and place convenient for you.  This is essential to enable us to establish what we feel to be the best product to meet your requirements.  Having taken time to consider your situation, needs and priorities, we will then make an individually tailored recommendation. 

Our charges can be structured in several ways. Some of our clients prefer a fee-based approach, whilst others are more comfortable with a commission basis. Either way will result in our fully disclosing our fees in an open and transparent manner.

For most people, your home will be the largest single investment you will ever make, so making the wrong decision can become a very expensive mistake. Taking the wrong mortgage can end up costing thousands extra over the lifetime of the loan, and what appears to be the cheapest on day one will not always prove to be so over an extended period of time.

Furthermore, to add to the confusion, there are now a bewildering number of mortgage types available to select from. In order to make a truly informed decision, call us on 01425 279776 / 01983 612400 and ask for an appointment with one of our advisers.

For mortgage advice you can choose how we are paid: we usually accept a commission from the lender but if you prefer you can opt to pay a fee which is usually 0.5% of the loan amount. If you choose the fee option, an example would be that on a loan amount of £100,000 our fee would equate to £500.

Your home may be repossessed if you do not keep up the repayments on your mortgage.

Pure Protection

This area includes:-

Life Assurance

Critical Illness Cover

Income Protection

Family Income Benefit

Choosing the right form of protection can depend upon a number of factors including the level of cover required and cost. It can be used to protect life, income, loved ones, businesses and, in certain circumstances, can be arranged in such a way as to minimize the effect of tax.

By allowing us to review your circumstances we can then provide our expert advice to help you find a solution tailored to your individual requirements. This can often include a combination of benefits.

This group of products includes buildings & contents insurance and mortgage payment protection. These are some of the essential 'every day' insurance products that provide us with peace of mind in the event of the unexpected.

Eclipse Mortgage & Insurance Solutions LLP can help you reduce the cost of this vital part of your financial planning. 

Eclipse Mortgage & Insurance Solutions LLP offers a range of services backed by knowledge, expertise and experience.  Whatever you are concerned about we will endeavour to help you find ways of satisfying your financial goals for both the present and the future.

A small change in the way you manage your finances today can make a very considerable difference to your finances in the future.

We have access to a wide range of both secured and unsecured loans to meet a wide range of financial needs.

There are circumstances when a secured loan can prove to be a viable alternative to remortgaging and we can advise you on the options available and find the right deal for you.

Think carefully before securing any debts against your home.

Whether you are moving home or remortgaging you will require the services of a conveyancing expert to handle the legal side of the transaction. We can offer a comprehensive referral service via a tried and tested conveyancing sourcing platform offering very competetive fees and an excellent online tracking facility. We have been very impressed with the service of the companies used and the added value this has made for our clients.

With HIPS now required on all properties offered for sale we are able to offer a comprehensive referral service to put you in contact with a HIP provider. 

TESTIMONIAL from CityLocal Fareham

I have known Linda since June 2007. My wife and I have had many dealings with her and I can honestly say she has saved us a fortune, not only in money but also in time. Nothing is ever too much trouble for her. As a layman, I know nothing about mortgages etc. To us it is just a minefield. Linda took all the stress out of moving, did all the leg work and found us the best deal. All we had to do was sign the documents and send it back to her. She has a lovely personality and you cannot help taking to her straight away.  I personally guarantee you will not be disappointed.

David Lithgow. City Local Fareham 

TESTIMONIAL from client

We had been intending to look for a new mortgage deal for some time, as our existing mortgage deal had finished & we were sure we could find a way to save some money on our monthly payments. Although there are lots of deals advertised, it always requires lots of searching the net, visiting building societies, filling in forms, & lots of hassle, because of this we'd put off getting it sorted.

From the moment we contacted Chrissy it all got so easy, she visited us in the evening when it suited us and she just took care of everything. At one point I received some information in the post which needed to be urgently forwarded on & to save a day's post time, she came to my work place to pick up the letter & get it in the post that day.

The whole lot completed really quickly, with no hassle, and we now have a new mortgage, far better insurance & a monthly saving in the order of £150. We could not be more pleased and cannot thank her enough and have recommended her to friends and colleagues.

Mr and Mrs Y, Wootton, Isle of Wight.

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